What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
Vicki
How and where to purchase health insurance for my mother, she is not a US resident?
I am US resident, my husband is US citizen. He has health insurance through his work which includes my coverage also. My mother lives in other country, she is 58 years old, she is not a US resident or citizen, and she has a visa that allows her to visit us and stay here for up to 6 month per year. I wonder if I can purchase health insurance for her here, in US.
Wanda
How to get health insurance for my unborn daughter?
I’m 22. I have health insurance coverage under my parents (it’s just better insurance than I could get on my own, that’s why I’ve kept it). However, I am pregnant and need to find insurance for my daughter for when she’s born. Under my current insurance, I am covered but she is not.
My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don’t need insurance? Any advice?
Bobby
What kind of health insurance plans do college and professional sports teams get?
Do the athletes themselves have to make copayments and such as that for their own surgeries,doctor visits,etc. like the rest of us do?
What about the coaches? Is it the same for them? If I can get some answers from anyone who has worked with health insurance,good!
Edgar
How many health insurance policies written in USA in 2007 or 2006?
We understand that 49 million plus Americans do not have health insurance. There is individual and there is family insurance. Therefore, if 300 million Americans and 50 do not have health insurance then 250 million do. Were 250 million policies written?
Travis
How does health insurance work in terms of payment?
Let’s say there’s a family, and there’s three different prescriptions for different medications within the family. Let’s say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I’m confused.
Melissa
How should I do health insurance deduction from paycheck if I choose my own health insurance ?
I want to choose my own insurance instead of company sponsored plan.
Usually when we elect company sponsored plan the premium on health insurance
is tax deducted from the paycheck. But if I choose and pay my own insurance Can I still make tax deducted from each paycheck? or should I apply tax deduction during tax filing?
Dora
Will my Health Insurance sue the father of my baby for pregnancy-related expenses?
I am 7 months pregnant, and my partner and I are not married for complicated reasons and will not be married when the baby is born. I recently heard that my insurance company (through my employer) might sue him for medical expenses related to the pregnancy (he doesn’t have health insurance). Is this true? Has this happened to any of you?
Elmer
What individual health insurance is good but cheap in Forida?
Hey. Please somebody help me. I am employed but don’t get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?
Charlene
How does health insurance work in the US?
I am a non-US citizen and need this information to do a case.
Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?
Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.
I would like to further ask:
Does a health insurance contract state that it will only cover the “normal” rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?
Or is it a case in which the patient can opt for the more expensive one and “top-up” the difference?
This is a crucial question to my understanding the case. Thanks!
Harold